Experience Modification:
The Biggest Influence on Workers' Compensation Premium Costs

Your Experience Modification Report (Ex-Mod or X-Mod) is the single largest influence on the rates of your Workers' Compensation Insurance premium. It is important to check these reports annually and make sure they are issued correctly and with the number as low as possible.

Experience Modification Resources:

• How to Read an Experience Modification Form (HTML or Download)
• Top 10 Ways to Reduce An Experience Modification (HTML or Download)
• How Invensure's Workers' Comp Program can Prevent Claims (HTML or Download)

Over 70% of Experience Modifications have errors

According to one study, over 70% of experience modifications had errors. The premiums resulting from this were over 30% higher than they needed to be. Invensure offers FREE inspection of the factors that affect your experience modification. Call (800) 331-4700 to speak to a specialist about verifying your ex-mod.

Check your Experience Modification Online for FREE

See what the Workers' Compensation Insurance Rating Bureau of California has on file for your business. You can check your Experience Modification for FREE one time per year by clicking here If you need help deciphering the results, or want us to check it for you, call (800) 331-4700