For most Insureds the occurrence of a claim is the "moment of truth".   Are the coverages as comprehensive as they were told?   Is the insurance carrier's claims response as timely as advertised?   Or do they seem to be looking for excuses not to pay?

While the filing of a claim is never going to be a pleasant experience, it is our goal to make it go as quickly and smoothly as possible.   In part this means some pre-loss planning; having contingency plans, good records, pre-selection of medical providers, etc.   but it also means strong advocacy on your behalf with the claims adjusters.   And this is where we shine.

If it is a property claim we make sure that the response is timely, the settlement is fair, and the disruption to your business is minimized.

If it is a workers compensation or liability claim, we make sure that the claim is handled aggressively right from the start.   If the claim is legitimate we want it handled and settled quickly so litigation is less likely.   If the claim is fraudulent or exaggerated we work hard to see that it is investigated and contested vigorously right from the start.

 Insure U - Get Smart About Insurance - Information all consumers should know about insurance